 After a nice dinner out with their friends in Boynton Beach, Florida, our client arrived home to the sound of smoke alarms and a wall of smoke as they entered the home. They soon found a fire raging in the master bathroom and called 911.
Fires are hazardous and can cause significant damage quickly. They put off extreme heat and you can get severely burned trying to put a fire out on your own. To avoid serious injury or smoke inhalation, you should always call 911 and leave the job to trained professionals. Accurate Information is Important When you file a property damage insurance claim, it’s important to provide accurate information to your insurance company, and the fire investigator to help determine the cause of the fire. When we met the fire investigator assigned to the claim, he interviewed our client. One of the questions he asked was if they use candles. Our client said his wife does occasionally when she relaxes in a bath. In addition to asking multiple questions, he asked if they have pets, and our client confirmed they have two cats. We were with the inspector while he was going through the burnt debris in the bathroom. The bathroom countertop and vanity were severely fire damaged. There were remains of two candles on the countertop, an electric makeup mirror, and what we soon realized was charred jewelry. He kept leaning toward the candles as the cause and thought the cats may have knocked one over. However, our client never lit the candles that day and had just come home from work and left for dinner. I informed the inspector of this information and pointed to the burned wire on what remained of the makeup mirror. As he inspected the electrical cord, he noticed that part of it was caught in the vanity drawer of the burnt cabinet. He pulled the wire out of the drawer and showed us the wire was crushed by being caught in the drawer and this was the cause of the fire! 3 Simple Tips To Avoid A Fire
Inventory Your Property Make a list of all your personal belongings, together with photos or video so in the event you do have a fire or other type of loss, you can easily identify them and compile a list of your damaged property. Know Your Insurance Coverage Review your insurance policy to verify that your property is fully protected and covered for damage. Keep a copy of your policy in your email or cloud storage for easy access. Reliant Insurance Adjusters is here for you. Our team has the knowledge and experience to handle all types of insurance claims. We also conduct Pre-Damage Inspections of your property and provide a detailed photo report for your records. If you have a new or underpaid property damage insurance claim or need a pre-damage inspection report, we can help. Contact us today to schedule a free inspection.
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