Maintaining Your Property – Why It’s Important When You File a Property Damage Insurance Claim

Living in South Florida, we are subject to extreme heat and weather events during certain times of the year, so it’s important to maintain your property.
 
Property maintenance is imperative because it can affect your wallet in a positive or negative way. For example, during the hot days of summer, the use of your air conditioner increases.  If your air conditioner is in good working condition, you can benefit from lower utility bills. It can also help avoid water damage to your property from a leak in your air conditioner. 
 
Additionally, when your property is well maintained, you are less likely to have any pre-existing damage.  In the event you have to file a property damage insurance claim, your insurance policy will not cover pre-existing or long-term damage.
 
Being proactive and fixing small issues before they turn into big ones, is a simple way to avoid costly repairs down the road and may also increase your property value.
 
Routine, preventative, corrective and cosmetic upkeep is a good way to manage and maintain your property.  A few common neglected areas can be your roof, hot water heater, balcony, and lighting fixtures. You can catch minor issues before they turn into a major leak, a fire and even mold growth.
 
As public insurance adjusters, we have seen it all and understand the value and importance of property maintenance. If you take care of your property regularly, there will be less of a chance you will have to file an insurance claim.
 
If you do ever need to file an insurance claim, we are here to help. We are dedicated to providing the knowledge, experience, and resources to get you every dollar you deserve for your property damage. 

If you need a trusted adjuster to determine if your damages are covered by your policy, or you have an underpaid insurance claim, contact us today.