PUBLIC ADJUSTER BOCA RATON | RELIANT INSURANCE ADJUSTERS

  • Home
  • About Us
    • FAQ's
    • Meet the Team
    • Our Mission
    • Feedback
  • Professional Services
    • Property Damage
    • Appraisal Services
    • Umpire Services
    • Pre-Loss Inspections
    • Estimating Services
    • Public Adjuster
    • Insurance Adjuster
    • Independent Adjuster
  • Testimonials
  • Claim Tips
    • Articles
    • Checklists
  • Reliant Blog
  • Contact Us
  • Home
  • About Us
    • FAQ's
    • Meet the Team
    • Our Mission
    • Feedback
  • Professional Services
    • Property Damage
    • Appraisal Services
    • Umpire Services
    • Pre-Loss Inspections
    • Estimating Services
    • Public Adjuster
    • Insurance Adjuster
    • Independent Adjuster
  • Testimonials
  • Claim Tips
    • Articles
    • Checklists
  • Reliant Blog
  • Contact Us

​Independent Adjuster

What is an Independent Insurance Adjuster

There is a difference between independent adjusters in West Palm Beach and public adjusters. Often times, public adjusters are called independent or private adjusters. However, independent adjusters work for third-party adjusting firms and are hired by insurance companies who work solely for and represent insurance companies.

Public adjusters work for policyholders, not insurance companies and they provide an accurate and realistic estimation of your property damage. When filing an insurance claim, there are a few things you should keep in mind when speaking with an independent adjuster in South Florida. This will help avoid any misunderstandings about your claim: 

Preventing Further Damage 

When a policyholder sustains property damage, it is your duty and responsibility under your insurance policy to prevent further damage to the property. For example, if your property has been damaged by a hurricane and a tree falls on the building, it is your responsibility to take any necessary steps to prevent it from getting worse. You are also required to remove the tree and tarp the opening in the building.   

This is referred to as mitigating the damages.  Also, as part of your duties under your insurance policy, you must notify your insurance company of the damage and allow them to inspect the damage.  It is very important to document the condition of your property before you mitigate. 

Dealing with property damage can be very stressful and can sometimes cause you to miss important details that are relevant to your claim.  A public adjuster will assist and represent your interests during the entire claim process, will document all the damage and guide you so that your claim is never jeopardized. 

Even though you may not be able to avoid the progression of the damage, doing nothing at all to mitigate further damage to your property can cause unnecessary claim delays and possibly a denial of your claim.  

Going Too Fast 

Insurance companies hire independent adjusters to help make the claims process more efficient. However, they often times have a large number of claims and are required to submit their reports to the insurance company within a short period of time.  As a result, damages can be overlooked and missed. Their inspections are booked back-to-back, leaving them little time to properly document damage. This will result in an underpaid insurance claim. 

Undervaluing Your Loss 

If you have sustained significant property damage, it is very important to present all the damage to your insurance company so that you receive the proper claim settlement. However, there are many times when damage is missed because the damage is hidden or unknown to you at the time of the loss. This will also result in an underpaid claim settlement. 

A public adjuster who is experienced and knowledgeable will have the tools necessary to properly document the damage to your property.  They will provide proof of the damage and be present for all inspections with your insurance company. They will also show all the damage and prepare an accurate and detailed estimate of the damage.  

A Successful Insurance Claim Starts With a Public Adjuster  

If you want to receive the proper representation and claim settlement, call Reliant Insurance Adjusters. We are Palm Beach County public adjusters who will provide a fair and honest appraisal of your claim.  
 
Karen Schiffmiller, CPIAU
Reliant Insurance Adjusters LLC

7777 Glades Road, Suite 100
Boca Raton, FL 33434
(561) 288-6434 Ext. 2​
Picture
Picture
Scott Scovin, CPIAU
Reliant Insurance Adjusters LLC

7777 Glades Road, Suite 100
Boca Raton, FL 33434
(561) 288-6434 Ext. 1
Picture
Picture

Proud Members

Picture
Picture
Picture

Opt Out Cookies
​Terms of use 
Privacy Policy
​
RELIANT INSURANCE ADJUSTERS LLC
Karen Renée Schiffmiller Lic #P031839
Scott David Scovin Lic #P120375
Firm License #W805811

HEADQUARTERS
​
7777 Glades Road, Suite 100
Boca Raton, FL 33434
561-288-6434
​© 2021 Reliant Insurance Adjusters LLC, All Rights Reserved.