 Insurance agents, and the insurance companies they write policies for, always give you the assurance that you will be covered and continue taking your premiums. Unfortunately, it doesn’t always turn out this way. There are certain instances when a policyholder’s claim will get denied. We suggest you consult with an insurance adjuster in Boca Raton to lessen your chances of getting your claim denied. Insurance adjusters will assist you until you get a good settlement.
What Are the Usual Tactics Insurance Companies Use? Delay The delay tactic is when your insurance company promises to help you, but in reality, they are reluctant to provide compensation. Inevitably, this will result in endless phone calls with no results that will leave you frustrated. Deny Insurance companies look out for their interest and sometimes deny insurance claims. They are well aware of the complexities of the claim process, and may confuse you with certain questions, details and the technicalities of your coverage. This will only cause added stress. Small Payout Aside from delaying and denying your claim, another annoying tactic that insurance companies are known to do is to lowball the claim payment. Although your insurance company may acknowledge your claim, they are possibly missing damages to your property and limiting the claim settlement that you should receive. Should You Hire a Public Adjuster? Have you heard of a public adjuster? Public adjusters are professionals who represent you, not the insurance company. They will make sure to provide all the necessary documentation for your claim, submit the documentation in a timely manner. Additionally, they know what evidence to preserve, how to protect your property from further damage and they will document every detail of your claim to ensure you receive a good claim settlement. Public adjusters know how stressful it is to experience damage to your property. If you don’t hire a public adjuster, you will deal with your insurance company directly and will be responsible for submitting all the documentation in support of your claim. The insurance company may do everything they can to delay or deny your claim. Are You Looking for an Insurance Adjuster in Boca Raton? You don’t have to deal with insurance claims on your own. Leave that job to us, and we’ll help you get a good claim settlement. In addition, we will make sure that your insurance company is held accountable. At Reliant Insurance Adjusters, you can trust us with to handle your claim. We treat every property damage claim as if it were our own. Although many companies offer the same services as we do, we strive to give you nothing but the best service by providing our knowledge and experience so that you can get the highest possible settlement for your claim. Give us a call to learn more about us and what we do.
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 Property damage can turn your life upside down, especially if it’s extensive. Dealing with property damage on your own can affect you emotionally, physically, and financially. Not only will it cause you a great deal of stress, but it can also negatively impact your savings. Sadly, many people are not able to get the property claim payment from their insurance companies. If you need help dealing with property damage, the person who has your best interest is a public insurance adjuster in West Palm Beach.
Filing a property damage claim is not a walk in the park. First, you will need the help of someone who knows the ins and outs of property damage and who can properly document your claim. Property Damage Claims: How Do They Work? Prepare Proof of Property Damage You cannot expect to have your claim covered by your insurance company if you cannot support it with the evidence of damage. The first thing you should when you notice that you have property damage is to contact your public insurance adjuster and let him/her know what happened. Before talking to your insurance agent, make sure you have a public adjuster inspect your damage and review your policy to determine if you should or should not file an insurance claim. Oftentimes, property owners make the mistake of filing an insurance claim that falls below their deductible. Insurance agents do not visit your property or inspect your damage. Seeking the assistance of an experienced and knowledgeable public adjuster will help you determine if your damage is covered. Check Your Policy You certainly would not want to file a claim for damage that is not covered and then have a claim on record even though a claim payment may or may not have been made. Everything should be verified before you file an insurance claim. Imagine spending so much time working on your documents only to learn that your damage is not covered in your policy. Find a Good Public Insurance Adjuster Property damage can be overwhelming, and if you are overwhelmed and under a lot of stress, it can lead to cloudy judgment and result in either an underpaid or denied insurance claim. The best thing you can do is to hire a public adjuster who can assist you throughout the claim process. Assessing and documenting the damage is critical when you present your claim to the insurance company. You are required to submit very detailed and extensive documentation of all the damage to your property. Sometimes damage can be missed if it is hidden. There are also timelines that you must comply with in your insurance policy for submitting certain documentation. Your most significant chance of receiving a proper claim settlement is to hire a public adjuster. Public adjusters will help you every step of the way and prepare the necessary paperwork and documents to relieve you of the stress of handling the claim on your own. Are You Looking for a Public Insurance Adjuster in West Palm Beach? If you are looking for a public adjuster you can trust, you have come to the right place. At Reliant Insurance Adjusters, we have your best interest at heart. We know the stress that comes with filing, negotiating and settling insurance claims. We will keep you updated regularly so you will never question the status of your claim. Our team has the knowledge and experience to guide you all the way and get you the highest possible settlement for your claim. Give us a call to know more about what we do.  Can mold damage your property? According to research, mold not only damages your health, but is also notorious for causing serious damage to your property. It is important to always maintain your property. If you discover mold, it is important to call a mold testing company to find out what kind of mold is present. Once you have received a mold report, you will want to have a reputable mold remediation company evaluate the damage and provide an estimate. Many times, you do not realize the extent of your damage or if the cause of the mold is covered in under your insurance policy. Contact your insurance adjuster in Fort Lauderdale so they can review your insurance policy, inspect the damage and assist you with filing a property damage claim.
How Can Mold Destroy Your Property? Mold thrives in moist environments and is often times the result of water damage from a broken pipe, HVAC leak or flood. If mold is unnoticed or left untreated, it can continue to spread and can cause extensive damage not only to walls, baseboards, flooring, cabinets and wood, but can also spread to your fabrics and clothing. Water and mold can cause far more damage over a longer period of time if left untreated. Aside from structures being damaged, mold can also spread into your heating, ventilation, and air conditioning systems. When you turn your HVAC system or heating on, the mold spores will disperse throughout your property, it can cause an unhealthy environment. Once inhaled, it can cause respiratory problems such as sneezing, coughing, pneumonia, and asthma. What Should You Do When You Discover Mold in Your Home? When you discover mold in your property, never attempt to remove it yourself. Mold is usually toxic and you should always have a reputable licensed professional remove the mold mainly referred to as mold remediation. The mold remediation process is tedious and if not done correctly, mold spores can spread and cause additional contamination causing further damage to your property. Any property that has been contaminated by mold, cannot be cleaned and is not salvageable like drywall, fabric furniture, mattresses, carpeting and wallpaper, should always be discarded. Promptly notify your public insurance adjuster and let he/she inspect the extent of the damage and review your insurance policy. Your insurance adjuster will guide you and advise you if you have a valid insurance claim and will relieve you of the stress by handling your insurance claim for you. They will fully document all damage to your property, prepare and submit all the required documentation in support of your claim and deal directly with your insurance company on your behalf. Just like specific care and concern is needed when dealing with mold, having the proper care and representation from your public insurance adjuster is also important when filing a property damage claim. If you do have a covered insurance claim, it is important that your claim is filed properly and timely. If not, this can result in a claim denial from your insurance company and cause large out of pocket repair costs to you while dealing with mold and an already stressful situation. Are You Looking for an Insurance Adjuster in Fort Lauderdale You Can Trust? The good news is that you don’t have to deal with property damage alone and burden yourself. with all paperwork. Leave that job to us and we will assist you every step of the way to obtain the correct settlement. At Reliant Insurance Adjusters, we have your best interest at heart. We treat every property damage as if it were our own. Although many companies offer the same services as we do, we strive to give you nothing but the best service by offering our skills, knowledge, resources, and experience so that you can get the highest possible settlement for your claim. Give us a call to know more about what we do.  Do you have property damage and need to file an insurance claim? Have you ever thought about hiring an insurance adjuster in West Palm Beach to help you? When disaster strikes your home, your initial reaction is to call your insurance company and notify them about the damage to your property. However, filing an insurance claim can be a tedious, complex and a very cumbersome task that most people don’t want to deal with when you are already experiencing the stress from your property damage. To ease your burden, the smartest thing to do is to seek help from an experienced and knowledgeable insurance adjuster. What Are the Advantages of Hiring an Insurance Adjuster? Better Understanding of Your Insurance Policy When you received your insurance policy did you review it? Do you know and understand your coverages and exclusions? Often times, policies are written with confusing verbiage and your insurance company places coverage in one part of the policy, then excludes it from another part of the policy. It can be challenging to understand your coverage. A public adjuster should explain your insurance policy and what coverage you have so it is easier for you to understand, and they should also explain all your options for your insurance claim. Saves You Time Filing an insurance claim can be time consuming because your insurance company requires certain documentation. If you are not familiar with what they are requesting or how to fill out that documentation, you will not be in compliance with the policy terms. If you hire a public adjuster, they will help you prepare the required documentation and properly document the damage. This way you remain compliant with your policy conditions and you don’t have to go through a time-consuming process on your own. Whether it’s an insurance claim for hurricane, wind, smoke, fire, water damage or flood damage, they will know what to do. With a public adjuster by your side to help you, they can take this burden off your shoulders so you can concentrate on your other priorities. Settle Your Claim Faster Filing an insurance claim is not always a walk in the park. More often than not, you will encounter hurdles along the way and you’ll need to meet time sensitive deadlines. If those deadlines are not met, your claim settlement may be delayed. Public adjusters have the knowledge and expertise to complete your paperwork in a timely manner and will communicate with your insurance company to settle your claim expeditiously. Protect Your Rights What makes public insurance adjusters different from insurance company adjusters? Simply put, a public adjuster works for you not the insurance company. They should always put your interests first and work to protect your rights as a policyholder. Are You Looking for an Insurance Adjuster in West Palm Beach? We know you’re under a lot of stress and we want to help relieve that stress with our expert and experienced public insurance adjusters. At Reliant Insurance Adjusters, we have your best interest at heart. We treat every property damage as if it were our own. Although many companies offer the same services as we do, we are committed to giving you nothing but the best service by offering our knowledge, resources, and experience so that you can get the highest possible settlement for your claim. Give us a call to know more about what we do. |
AuthorKaren Schiffmiller Archives
January 2022
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