Insurance Company Tricks to Avoid Paying Claims

Insurance agents, and the insurance companies they write policies for, always give you the assurance that you will be covered and continue taking your premiums. Unfortunately, it doesn’t always turn out this way. There are certain instances when a policyholder’s claim will get denied. We suggest you consult with an insurance adjuster in Boca Raton to lessen your chances of getting your claim denied. Insurance adjusters will assist you until you get a good settlement.

What Are the Usual Tactics Insurance Companies Use?

Delay
The delay tactic is when your insurance company promises to help you, but in reality, they are reluctant to provide compensation. Inevitably, this will result in endless phone calls with no results that will leave you frustrated.

Deny
Insurance companies look out for their interest and sometimes deny insurance claims. They are well aware of the complexities of the claim process, and may confuse you with certain questions, details and the technicalities of your coverage. This will only cause added stress.

Small Payout
Aside from delaying and denying your claim, another annoying tactic that insurance companies are known to do is to lowball the claim payment. Although your insurance company may acknowledge your claim, they are possibly missing damages to your property and limiting the claim settlement that you should receive.

Should You Hire a Public Adjuster?
Have you heard of a public adjuster? Public adjusters are professionals who represent you, not the insurance company.  They will make sure to provide all the necessary documentation for your claim, submit the documentation in a timely manner. Additionally, they know what evidence to preserve, how to protect your property from further damage and they will document every detail of your claim to ensure you receive a good claim settlement.

Public adjusters know how stressful it is to experience damage to your property. If you don’t hire a public adjuster, you will deal with your insurance company directly and will be responsible for submitting all the documentation in support of your claim. The insurance company may do everything they can to delay or deny your claim.

Are You Looking for an Insurance Adjuster in Boca Raton?
You don’t have to deal with insurance claims on your own. Leave that job to us, and we’ll help you get a good claim settlement. In addition, we will make sure that your insurance company is held accountable.

At Reliant Insurance Adjusters, you can trust us with to handle your claim. We treat every property damage claim as if it were our own. Although many companies offer the same services as we do, we strive to give you nothing but the best service by providing our knowledge and experience so that you can get the highest possible settlement for your claim. Give us a call to learn more about us and what we do.