Did you recently experience property damage to your home? What are you going to do about it? Most homeowners review their insurance policy to check and to see if the damage is covered. Instead, consider seeking assistance from public adjusters in Palm Beach County. Public insurance adjusters can help you get the best settlement for your insurance claim.
Dealing with property damage can be very stressful, especially if you don’t have the time, energy, and knowledge to handle the complexities of filing an insurance claim. The good news is you don’t have to go through it alone.
What are the Benefits of Hiring a Public Insurance Adjuster?
Explains Your Policy to You in Terms You Can Understand
When was the last time someone explained your insurance policy to you? Several years ago? If it was that long, I am sure you don’t remember much of what’s written in the policy and even if you read it now, you will probably have questions about your coverage.
Truth be told, reviewing insurance claims can be daunting, and some terms may be hard for you to understand. When you hire public adjusters, they can explain your policy in simple terms, so you will know your options. Knowing your options will help you better understand your insurance claim and coverages.
Public Adjusters Save You Time
Reading your policy and deciding what to do next can be time-consuming. In fact, processing everything is going to take much of your time, whether the source is wind, smoke, fire, or water damage. You’ll need to set aside an ample amount of time to organize your claim.
When you partner with public insurance adjusters, you can get your mind off the problem and focus on more important matters. You can resume your usual activities and leave it to the professionals do their job.
Claims Are Resolved Quicker
One of the major advantages of having a public insurance adjuster on your side is you get to resolve claims quicker. Most, if not all, homeowners who attempted to handle insurance claims themselves say the process was time-consuming and they did not recover enough to repair their damaged property.
Public adjusters have the knowledge, skills, and experience to expedite the process. We have seen similar obstacles, and we know how to overcome them. A public adjuster will use their knowledge to communicate with your insurance company and prepare the required documentation.
Works On Your Behalf
The wonderful thing about public adjusters is you can feel confident that we have your best interest at heart. We don’t work for the insurance company, we work for you, and want to make sure are fairly compensated for the property damage you sustained.
Basically, public adjusters will handle everything involved in your claims, including scheduling of inspections, making phone calls, assisting with the preparation of the requested documents, and submitting them on your behalf to make sure all deadlines are timely met.
Do You Want to Learn More About Public Insurance Adjusters in Palm Beach County?
Do you need a public insurance adjuster? At Reliant Insurance Adjusters, we have helped thousands of homeowners who have suffered property damage to obtain a fair settlement. We treat every property damage claim as if it were our own. We strive to give you nothing but the best service by offering our knowledge, resources, and experience so that you can get the highest possible settlement for your claim. Give us a call to know more about what we do.
A house fire can be devastating. Imagine working so hard to pay off your home mortgage only to find your house burn down to the ground. We don’t like to think about it, but this is the reality of many people. If it happens to you, you should know what to do, including finding a public adjuster in Fort Lauderdale.
According to the National Fire Protection Association, around 300 thousand home structures are caught on fire every year, with 11,000 civilian fire injuries and an estimated 7 billion dollars worth of property damage.
The Do’s and Don’ts
Do hire a professional mitigation contractor to cover roofs, windows, and doors to reduce the damage to your home. You should also document everything so that when you discuss it with your public adjuster, it will be easier to trace your policy and identify what’s included in the coverage.
Check the scope of the loss and the type of damage that the fire has done to your home. Moreover, check the quality and quantity of the materials, including labor costs and repairs needed to restore your home back to its previous state.
Create an inventory of the number of damaged items in your home and attach receipts and bills to your documents to justify what’s written in your inventory. It’s also a good idea to hire a contractor and ask for recommendations and estimates.
If all these pieces of information are starting to overwhelm you, do know that you can always count on a public adjuster for assistance, especially if you feel that you are being wrongly treated by your insurance company.
No matter how devastating a house fire is, you should think and act fast. Don’t delay communicating with your insurance company. Let them know about the loss as soon as possible.
It can be tempting to start repairing your home after the unfortunate incident, but we discourage you from doing so. Wait for your public adjuster in Fort Lauderdale to contact your insurance company. It’s ideal that you let them know and agree on the scope of loss.
Avoid throwing away items in your home that have been damaged by the fire. Wait until your public adjuster has inspected the items. House fires can drain you financially, physically, and emotionally, but don’t allow these emotions to overcome you when it comes to deciding on a settlement. Don’t be quick to accept an offer unless you’ve discussed it thoroughly with your public adjuster.
Are You Looking for a Public Adjuster in Fort Lauderdale?
House fires are a pain, but you can get through them and receive fair compensation if you ask for help and assistance. At Reliant Insurance Adjusters, we have your best interest at heart. We treat every property damage as if it were our own.
Although many companies offer the same services as we do, we strive to give you nothing but the best service by offering our knowledge, resources, and experience so you can get the highest possible settlement for your claim. Give us a call to learn more about what we can do for you.
How do you know if you have a mold problem in your home? When mold is present there’s a good chance you’ll experience a sore, itchy throat, sneezing, coughing, wheezing, difficulty breathing, and irritated skin. Most molds have a strong musty odor, but not all. Molds have different colors and they can range from gray, green, brown, and black. If you suspect that you have a mold infestation in your home and you want to make a mold claim, contact a public adjuster in Broward County for help.
When toxic mold is allowed to thrive, it can cause serious illnesses such as internal organ damage, cancer, and bleeding. Homeowners need to understand that mold growth is more than just an aesthetic issue. Mold will not only destroy your home but will also destroy your health.
Is Mold Detrimental?
What is Mold?
Molds are usually found outside your home. These are organisms that belong to the fungus family. They come in various colors like purple, green, orange, white, and black. Mold grows best in an environment that’s humid, damp, and wet. For mold to grow, water or moisture must be present. The usual places where they show are:
It becomes toxic when mold starts releasing tiny spores into the air. When you have mold in your home, you and your family will be breathing them in daily and this can make everyone in the household sick. If you suspect mold in your home, it would be best if you consult with a public adjuster.
What Are the Different Types of Mold?
Do you know that there are different types of mold? Different mold types can grow in one area and the only way to know the type of mold you have in your home is to have it tested. Regardless of the type, you must get rid of it as soon as possible before it causes major damage to both your health and home.
Cladosporium – This type of mold is green, black, or brown. It grows in both cool and warm places. You will usually find Cladosporium on fabrics, carpets, heating, and cooling ducts, and wood.
Penicillium – This type of mold is yellow, green, or blue and is present in basements, carpets, and insulation where the water damage has occurred.
Aspergillus – This type of mold is gray, white, or green and looks like powder. They thrive in basements, attics, walls, fabric, and even dry food items.
Alternaria – This is a black and white mold that grows on the wallpaper, air conditioners, kitchens, bathrooms, fabric, and near windows.
Aureobasidium – This mold is pink in color peppered with black spots. You’ll commonly find it in grout, caulking, walls, and wood.
How Can Mold Make You Sick?
Mold can compromise your health, especially if you inhale or touch it. People who are constantly exposed to mold suffer from sneezing, coughing, runny nose, eye irritation, sore throat, wheezing, skin rash, lung irritation, and headache. Individuals who have allergies, asthma, COPD or Chronic Obstructive Pulmonary Disorder, cystic fibrosis, and compromised immune system are at higher risk of developing complications.
When to Seek Help From A Public Adjuster in Broward County
Mold removal will only be covered by your insurance company if the source is included in the policy. If the source of the moisture led to mold growth, you will be able to file a mold removal claim as well as repairs for the damage caused by mold.
At Reliant Insurance Adjusters, we treat your property as if it was our own. Our company is dedicated to providing you with the best possible settlement of your claim. Over the years, we’ve received heartwarming feedback from our clients and have seen a growth in client referrals year after year. Get in touch with us to learn more about what we can offer.