As a public adjuster in Fort Lauderdale, we are here to help you get all the information you need to file a claim with your insurance company. Pre-loss inspections are one of the tools we use to help you get the proper results for your insurance claim.
If you are a condo owner, it is useful to understand when you should get a pre-loss inspection, and what exactly we look for during this service. How Pre-Loss Inspections Benefit Condo Owners Prepare for Hurricane Season As a property owner in Florida, you are likely aware of the trouble that hurricane season can cause. Having your unit inspected beforehand narrows the window of time during which damage to your property could have occurred. This is important because policies are specific about what they cover. If the insurance company believes your unit sustained damage due to a maintenance issue, your claim is less likely to be covered. A pre-loss inspection adds clarity and proof to your claim, which allows you to show that the damage was not present prior to the loss or damage occurring. Give You a Better Understanding of Your Insurance Coverage Even putting hurricane season aside, a pre-loss inspection can be very helpful. It gives you a deeper understanding of the condition of your property. More important, if there is an existing problem that is hidden and unknown to you, our pre-loss inspections give you the opportunity to repair it and protect your property from further damage. What to Expect from a Pre-Loss Inspection of a Condo Unit If you have a standard HO-6 policy, pre-loss inspection will document the condition of the interior of your property. The association owns the building and their insurance policy will provide coverage for the exterior of the property, therefore, the exterior would not be included in this type of report. Before we begin our inspection, we will explain what is and is not covered in your HO-6 policy. There are certain elements covered in the policy such as your wall coverings, cabinetry, tile, flooring etc. as well as appliances and personal belongings. We will then prepare a report. This documentation can include both photos and videos. Having this information will help you in the event you need to file a property damage insurance claim with your insurance company. If you do not want to file the claim yourself, or you need help with your insurance company, we are here for you. Looking for a Public Adjuster in Fort Lauderdale? At Reliant Insurance Adjusters, we are committed to making the insurance claims process as effective and simple for you as possible. We understand that it can be frustrating and difficult to document your damages and negotiate with your insurance company while you are going through repairs to your property. We have decades of experience handling insurance claims and providing public adjusting services to our clients. We specialize in residential and commercial insurance claims whether it is a new claim, underpaid or denied claim. We also provide free policy reviews. Contact us here if you have any questions.
0 Comments
Leave a Reply. |
AuthorKaren Schiffmiller Archives
November 2024
Categories |