Pre-loss property inspections are important when dealing with property damage insurance claims. They allow you to prove the condition of your property was in prior to the damage occurring.
As a Boca Raton public adjuster, Reliant Insurance Adjusters offers pre-loss property inspections. The following explains two situations where these inspections are advisable and help avoid claim denials in the future.
Before a Natural Disaster
In the wake of a natural disaster, it is not always easy to determine the source of any damage that was done to your property. For instance, is there a leak in your roof because of a hurricane, or is it the result of improper maintenance?
These questions can be difficult to answer after the fact, which is why pre-loss inspections are so important. They allow us to ensure we are equipped with all the knowledge needed during the claims process, helps narrow down the timeframe during which any damage has occurred and most importantly, allows us to prove the damage is not pre-existing.
These inspections can be done before hurricanes, fires, floods, or any other event that might be covered by your insurance policy. In the event of a fire, this type of inspection report will also help show proof of the contents inside the property.
What Needs to Be Inspected Before a Natural Disaster?
We offer different pre-loss inspection packages. For instance, when performing inspections for residential property owners, it would be important to inspect the roof as well as interior of the property.
However, an inspection for a condominium unit owner, we only inspect the interior of the unit. If performed for the condominium association, the inspection would cover the building exterior and common interior areas.
For commercial buildings, we personalize those inspections on a case-by-case basis, as this allows us to factor in the unique needs of your building.
Being a public adjuster provides the knowledge and understanding of what is needed. Contact us if you are unsure what kind of pre-loss inspection you need. We can also review your insurance policy and advise if you have enough coverage for your property and what the policy covers and excludes.
Looking for a Public Adjuster in Boca Raton?
Reliant Insurance Adjusters is here for you. Our team is very experienced with handling all types of insurance claims, interpreting insurance policies, and resolving underpaid or denied insurance claims. We represent you, not the insurance company and protect and represent your interests throughout the claim process.
If you are interested in our pre-loss inspection service, please do not hesitate to contact us. We are happy to answer any questions you have and provide any information you need.