Helpful Claim Tips for Mold Damage

Should you be worried about mold in your home? The answer is yes. Mold not only causes damage to your property but also puts your health at risk. If you are planning to file a property damage claim, we suggest you hire a public adjuster in West Palm Beach to guide you. 
 
Having mold in your home is stressful enough. When you add the complexities of processing your insurance claim, you will likely reach your breaking point. Filing an insurance claim is not always a smooth process, and there is always a possibility that you will encounter hurdles along the way. 
 
We have compiled some helpful tips to ensure that your journey toward dealing with your claim is smooth and stress-free. 
 
Secrets for a Smooth Process
Consider Mold Infestation as a Serious Matter
 
Did you know that mold infestation can have serious health consequences? Mold thrives in dark, cold, and moist environments. If you don’t know how to spot mold, it will grow and can eventually wreak havoc on your property.
 
Studies show that people who are constantly exposed to mold can develop respiratory infections, allergies, asthma, diarrhea, vomiting, nose bleeds, and more. 
 
Call Your Public Adjuster as Soon as You Suspect Mold
 
The first thing you should do when you discover mold, whether in your home or commercial property, is to call a public adjuster. A public adjuster is someone who advocates for you, the policyholder, and we handle your insurance claim to ensure the best possible claim settlement. Public adjusters do not work for insurance companies; we work for you and prepare all the necessary claim documentation your insurance company requires.
 
Read and Review Your Policy
 
You should always have a copy of your insurance policy on hand, whether in print form or digital format. If you do not have the complete policy, you may request it from your insurance company.
 
It is important to understand what your policy covers and excludes, and make sure you read your declarations page. This is the page that shows the extent of your policy coverage as well as the effective dates of your policy. 
 
Often, you are far too busy to review your insurance policy or even try to understand what it means. Insurance policies are confusing at best. Although it is your responsibility as a property owner to know your coverage, you may want to pass this on to a public adjuster. Your public adjuster should always explain the details of your policy and discuss what is covered, limited, and excluded. 
 
Are You Looking for a Public Adjuster in West Palm Beach?
 
If your house has mold, don’t attempt to remove it yourself. Call your public adjuster, discuss your current situation and see if you have a covered insurance claim. If you do, then we can assist with filing your insurance claim and following the protocols in your policy.  Once those are complied with, you can then have the mold professionally removed.
 
At Reliant Insurance Adjusters, we have your best interest at heart. We strive to give you nothing but the best service by offering our knowledge, resources, and experience so that you can get the highest possible settlement for your claim. Give us a call to know more about what we do.