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Reliant Blog

Importance of Pre-Storm Inspection Report

1/18/2021

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Florida is well-known for being a hurricane hot spot, with an average of 14 hurricanes or big storms per year. This means that you need to be adequately prepared for storm season. As well as physical preparations, that means arranging a pre-storm inspection. An inspection is necessary to document the condition of your home, business, or rental property, helping you to plan for the hurricane season and to avoid future insurance disputes. To be sure that documentation is complete and thorough, you need the services of someone who understands the importance of a proper inspection. At Reliant, we have the expertise to provide you with the detailed documentation you need.
 
Documentation
 
Perhaps the most important reason for a pre-storm inspection is to document your property's current condition. You'll need this kind of detailed independent evaluation in case you should have a property damage insurance claim down the road.
 
Proactive Steps
 
While possible weak spots and likely causes of future storm damage may be easy for the layperson to identify, this isn't always the case. With a detailed expert evaluation, you'll be able to identify the elements of your property that should be repaired, enhanced, or protected ahead of the storm season. This kind of proactive preparation can go a long way towards minimizing the impact of Florida's hurricanes and storms on your property. By correcting any pre-existing issues, you can get ahead of potential insurance disputes regarding pre-existing damages when you need to make a claim.
 
Avoiding Disputes
 
If the worst happens and you need to make an insurance claim for storm damage, you need to be well prepared. Suppose you are unable to present your insurance company with detailed and impartial evidence of your property's condition and value before the storm. In that case, it can be challenging to resolve insurance disputes in your favor. Without documentation, it can also be hard to prove that you've done everything you can to resolve pre-existing conditions and protect your property from storm damage, making insurance disputes more likely.
 
Our Services:
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  • We at Reliant are skilled experts and will document the exterior and interior of your property depending upon which inspection package you select.  We will check for damage to walls, doors and windows for signs of water intrusion. A video drone inspection of the roof is also available to look for signs of wear or damage.
 
  • We will also inspect and document the property's interior, taking photographs from multiple angles to document the room's condition and its contents. (Note that we don't inventory contents.)
 
  • We can also provide a 3d virtual tour of the interior of your property which allows you to walk through the rooms of your property with the click of your mouse.
 
  • We will check for signs of rot, water damage and water infiltration. We will also check for any visible mold.
 
  • When needed, we will provide infrared images to document your property's condition as it is before the storm, including walls, ceilings, doors, and windows.
 
Storm damage can be a major headache for any Florida property owner. We at Reliant can help you take some of the stress out of hurricane season with a full Pre-Storm Inspection Report.
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    Karen Schiffmiller

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RELIANT INSURANCE ADJUSTERS LLC
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Scott David Scovin Lic #P120375
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