What to do if there is mold in your home

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Mold is something you never want to deal with. Besides the fact that it can destroy your property, studies show that it could also destroy your health. Typically, it’s a result of water damage caused by a leak or flooding. If your home has recently been hit by a flood or if you have a water leak, you should consider hiring an independent adjuster in Fort Lauderdale to ease the stress and burden that comes with having to deal with property damage claims. 

Although mold growth doesn’t happen instantly, it eventually show up in places where there is moisture. 

The emotional stress of property damage, the financial stress that comes with costly repairs, and of course the physical stress of getting sick can take a serious toll on your overall wellbeing. To stop the problem from escalating and becoming worse, you should partner with an independent adjuster.  

What Should You Do If You Suspect Mold in Your Home 

Know What’s Covered in Your Insurance Claims 

Whenever there’s water damage, mold will always follow suit. Places that are dark, damp, moist, and have pooling water are more prone to mold growth. You can find mold in drywalls or carpets. If you live in a flood-prone zone, there’s also a possibility that you have a mold infestation in your basement.  

Insurance policies normally cover mold caused by a burst pipe or a sewer backup. Unfortunately, claims of property damage as a result of long-standing mold infestation are likely to be rejected because it will be viewed as home maintenance neglect.  

Most insurance companies state what’s included and what’s not included for mold water damage. Some homeowners prefer to pay extra to ensure water damage protection, but that choice is up to you. You may add a mold rider to your current insurance coverage. 
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Mold remediation is costly. It would be wise to address water damage and water leaks as soon as you discover them. When it happens, contact your provider, have your home checked and documented for water damage and hire professional mold cleaners to clear the area. The longer you wait the more mold will grow in different areas in your home. Keep in mind that the more damage mold creates, the higher the costs of the repair.  

Confirm the Mold 

Mold is unsafe for everyone in your household. It’s important that you know when mold is present so you can take action by:  

• Checking your home for signs of mold growth and damage 
• Contacting mold experts to safely remove mold from your home 
• Checking your policy 
• Hiring a reliable independent adjuster 

When mold is ingested it can make you seriously ill. In fact, death can happen if you have pre-existing medical conditions or if you suffer from mold allergy. Individuals who are at great risk of complications are people who have respiratory conditions, the elderly, and infants.  
 
One way to know if you have mold in your home is if you experience sinus congestion and runny nose, sneezing, cough and throat irritation, headaches, skin and eye irritation, difficulty breathing, wheezing, and asthma.  
 
Are You Looking for An Independent Adjuster in Fort Lauderdale? 

You don’t have to deal with mold problems alone. We can help you.  

At Reliant Insurance Adjusters, we strive to treat your home as our own. Although other companies may offer the same services as we do, one thing we can assure is our dedication to our work. We offer knowledge, professionalism, experience, and resources that will get you the best settlement. Give us a call to know more about what we do.