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Reliant Blog

Filing for an Insurance Claim After a Storm

3/15/2022

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It is safe to say that if a large storm or fire has destroyed most of your home, it can feel devastating, however you have helpful options in front of you. In stressful times like these, you should call your public adjuster in West Palm Beach for assistance. Public adjusters will work closely with you and help you file an insurance claim to make sure you receive everything you are entitled to under your insurance policy when you have a loss.   
 
Once the storm has passed, you are left to deal with the damages. The stress of dealing with property damage, going back and forth with your insurance company, and having to prepare and submit piles of paperwork can take a toll on your emotional, mental, and physical health. 
  
Luckily, there is always light at the end of the tunnel. While it is true that you cannot undo what has happened, the good news is you can file for an insurance claim and have help doing so. 
  
How to File for a Property Damage Insurance Claim 
  
Why Should You File an Insurance Claim? 
  
Filing a property damage insurance claim is very stressful especially when you rely on your insurance company to cover the damage and pay your claim.  Once your claim is approved, your insurance company should issue payment for your damages so that you can repair your home. However, filing a claim is not as easy as it looks. 
  
If you need to file a claim, do not do it alone. Hiring an experienced and knowledgeable public adjuster is your best bet. They know how to interpret your insurance policy, determine coverage and when to file a claim. They also know what documents are needed, when timelines need to be met and how to properly document your damage.   

Ask Your Family and Friends for a Referral 
  
Your best advocate is a public insurance adjuster because they work for you, not the insurance company and should always have your best interest first. They can empathize with you and more than likely, have gone through what you are. We suggest you ask your family or friends if they could refer you to a credible and experienced public insurance adjuster and then start from there.   Word of mouth is always the best resource. 
  
Call Your Public Insurance Adjuster 
  
Let your public insurance adjuster know what happened. Do not make any repairs in your home, except emergent ones, unless your public insurance adjuster has documented the extent of the damage.  An experienced public insurance adjuster will take copious notes, detailed photos and even videos of your property to use as evidence to document your claim. 
  
Review Your Policy Together 
  
While it is true that your public insurance adjuster will be the one handling all the paperwork and will frequently be communicating with the insurance company, as a policyholder, you must also know and understand your insurance policy and what you are required to do.   
Insurance policies are very confusing because they show coverage in one part of the policy, then remove that same coverage deeper into the policy, then sometimes replace the coverage with revised language.  They also use terminology that may be unfamiliar to you as well. 
  
Thankfully, with the help of your public insurance adjuster, you can go over your policy together and can ask all the questions you want so you can have a better understanding and expectation of what you are entitled to. 
  
Do You Need a Public Adjuster in West Palm Beach to Help You? 
  
We know how stressful it is to deal with property damage and you do not have to do it alone. Allow us to help you. 
  
At Reliant Insurance Adjusters, we have your best interest first and treat every property damage claim as if it were our own. After inspecting your property, our team will create a detailed damaged report with photos and a Matterport 3D tour of your property to help you with your claim. 
  
Although many companies offer the same services as we do, we strive to give you nothing but the best service by providing our experience and knowledge so that you can get the highest possible claim settlement. Give us a call today to learn more. 
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Qualities of a Reliable Public Insurance Adjuster

3/8/2022

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When you are in a situation where you need to file an insurance claim, make sure you hire an experienced, reputable, and dependable public insurance adjuster in Fort Lauderdale. Some of the duties of your public insurance adjuster will be to review your insurance policy, evaluate the damage to your property and determine if you have a covered insurance claim.  

If you do, they should also gather as much documentation as possible, photograph the damage, and prepare a detailed estimate to present it to your insurance company in support of your claim. In addition to their expertise and knowledge, there are a few more qualities you need to look for when choosing to partner with a public insurance adjuster. 

Qualities of a Competent Public Insurance Adjuster 

#1 Good Communicators 

Look for a public insurance adjuster who has excellent communication skills. An adjuster who does not return phone calls or respond in a timely manner is not who you should entrust to handle your insurance claim. Most often, we find that our clients who sustain damage to their property are under a great deal of stress and need understanding and guidance. 

Regardless of your frame of mind, your insurance adjuster must effectively communicate with you. All lines of communication must be open, whether by phone, email or text. Look for a public insurance adjuster who is polite, respectful, and is readily available to talk to you and graciously explain the insurance claim process to you. Communication is one of the critical secrets to a successful settlement claim. 

#2 Effective Time Management 

A good and experienced public adjuster will provide the right service to their clients and allocate the appropriate time needed for each client. They should also not take on more claims than they can handle. This is not an issue if your public insurance adjuster knows how to manage their time well. 

Going through a property damage claim can be time-consuming, physically draining, and emotionally exhausting, and we are here for your every step of the way.  However, an excellent public insurance adjuster should know how to use their time wisely and multitask, as these two characteristics are essential to a successful insurance claim. Effective time management will help reduce the stress for both parties. 

#3 Computer Savvy 

Believe it or not, but there are public insurance adjusters who prefer the traditional pen and paper method of managing their claims and documents.  While this still works, it is not efficient in terms of time. Writing estimates on paper can be time-consuming and may result in errors. 

So, if you are going to hire a public insurance adjuster, it is important to ask what systems and technologies they use. Computer savvy adjusters will be able to access your file on the go and prioritize your claim.  

#4 Knowledge on Insurance Policy 

Insurance policies can be enigmatic from your standpoint, but they should not be for your public insurance adjuster. Understanding and knowledge of your insurance policy is paramount when handling insurance claims.   
Your public insurance adjuster will be able to explain the coverage in your policy so that you can both effectively understand the claim process and what will be expected from your insurance company. Your public insurance adjuster will prepare and submit all the documentation on your behalf. 

Are You Looking for an Insurance Adjuster in Fort Lauderdale You Can Trust? 

Property damage in itself is stressful enough, and if you are partnering with an incompetent public insurance adjuster, you are only adding more stress to your life. If you are looking for a public insurance adjuster with years of experience in the industry, you have come to the right place. 

At Reliant Insurance Adjusters, we care for you. Every claim we handle is a claim we put 100% effort into. We strive to give you the best service and so you receive the property settlement for your claim. Give us a call to learn more about our services. 
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7 Maintenance Tips for Your Property

3/1/2022

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Owning a property requires maintenance to keep it in good working condition. If you are like most property owners, you may put off routine maintenance for quite some time or even find yourself frequently repairing parts of your property.
 
According to NerdWallet:
“Just 55% of Americans would handle a repair right away, according to the report, and 9% of millennials would wait until the problem started causing damage. What begins as a minor issue can turn into a very expensive disaster if you put it off. A leaky pipe under the sink could eventually lead to more extensive damage, for example, increasing the cost of the issue exponentially.”
 
There are several parts of your property to maintain, and most of them are general upkeep. With routine maintenance, you can help to avoid complex or financially disastrous expenses down the road.

7 Property Maintenance Tips

Most new property owners may not even be aware of the types of maintenance their property requires, but it is an integral part of retaining its value and minimizing or eliminating costly repairs.
 
Sometimes, it can be helpful to set up reminders for regular maintenance tasks, which may include changing your air conditioning filters, checking your smoke detectors, or just simply walking around your property to see if there are any signs of wood rot or leaks around the exterior and roof. The following are our top seven property maintenance tips


#1: Trim the trees

Owning a property in Florida, you likely understand how important it is to trim your tree branches, especially before hurricane season. While it may not be one of the more glamorous tasks on your maintenance list, this simple task can help prevent pest or rodent infestations in addition to hurricane debris damage.  It will also prevent branches from leaning on the wires to your property which could be hazardous.

#2: Keep your HVAC systems clean

Another important item is keeping up with your HVAC system. You should clean your HVAC system twice a year, routinely have the lines cleared and replace the filter every 1-2 months.
 
If you do not have kitchen or bathroom fans, you may want to consider installing them. This can help reduce the amount of moisture buildup in your property, which helps reduce the risk of mold growth. Try to remove and clean these exhaust fans annually so that the hardware runs smoothly to keep your property free of moisture the best you can.


#3: Check on your plumbing and drains

A very important item to include on your maintenance checklist is to check your plumbing and drainage systems. Damage to your plumbing can result from many things, such as roots and deposit build-up, often creating problems at very inconvenient times.  Make sure to do routine leak checks under your kitchen sink cabinet as well as bathroom vanity cabinets.
 
If you need help properly maintaining your plumbing and drainage system, you may want to hire a reputable plumbing company that can create a maintenance plan for your systems. Also, if your drains are running slowly, make sure to address the issue before they become completely clogged. 


#4: Check your garbage disposal

Most kitchen sinks have a garbage disposal and they can begin emitting a foul odor.  Once a week, clean out your disposal, either with pre-made solutions or a homemade combination of citrus salt and baking soda, which can do wonders when it comes to eliminating odor and unclogging your disposal.  It is also important to clean the underside of the rubber as well as the upper rim inside of your disposal to remove all food debris which also causes a foul odor.

#5: Vacuum your refrigerator coils

Most people rid their fridge of expired food from time to time, but they often overlook the importance of cleaning the refrigerator coils. By routinely vacuuming these coils on a yearly basis, you help keep your refrigerator running smoothly. These coils are generally at the bottom of the fridge, and you would simply remove the cover and vacuum out any dust and debris.  If you don't know where your coils are located, you should refer to your refrigerator manual.

#6: Prevent mold build-up in your washing machine

Even the machines that are used to clean your clothes need cleaning themselves and can start to smell foul. This is often a result of mold or mildew build-up from loading and unloading your laundry and is very common for front load machines. Regularly wipe down the rubber seal every few months. To properly clean your washer and remove this type of buildup, you should refer to your washing machine’s manual.

#7: Check Your Window Seals

Every part of your property can experience wear and tear, including your window seals. Check the seals around your windows and doors every spring. By ensuring that every part of your home is properly sealed, you can help reduce the workload of your HVAC systems and improve its longevity.  This will also help to prevent damage to your property by weather driven rain from entering through poorly maintained windows or doors.

Properly Maintaining and Documenting Your Property

Maintaining your property is something you should not ignore if you want your property to maintain its value and keep repair costs relatively low. If you aren't maintaining your property, you could be putting your life and your property’s structural integrity at risk of extensive damages.
 
Creating a maintenance checklist is a proactive way to ensure your property continues to function efficiently. If you are not sure which parts of your property require maintenance, you may want to hire a professional who can complete a full inspection and uncover any potential issues that may arise.
 
Whether you need to conduct a thorough inspection before you purchase a property, create a checklist of areas of improvement, or document the condition of your property before or after a loss, we can help. Contact us today to learn how.
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How to Make Your Insurance Company Pay for Water Damage

2/22/2022

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We have seen it happen one too many times. Property owners were calling public adjusters in Palm Beach County asking for help because their water damage claim was denied, and are hoping that a public adjuster can find a way to remedy the problem. Not every insurance claim needs the help of a public adjuster, however, many of them do and handling an insurance claim can be tedious and time consuming. You should contact an experienced public adjuster who will inspect your damage, review your insurance policy and discuss whether or not you should file a claim. In many cases, policyholders who did not seek the professional help of a public adjuster wound up with underpaid or denied claims. 
  
One of the reasons why property owners may not think to call a public adjuster at first is panic. You come home, see water everywhere and are not sure what to do or where the water is coming from. The next thing you know, you are attempting to clean a mess yet forgetting to document your damage. Dealing with insurance claims is complicated because you must protect property, yet you need to be careful not discard the evidence before the insurance company has inspected the damage. 
  
How to Get Your Insurance Company to Pay for Water Damage 
  
Step 1: Identify the Source of the Leak 
  
The first thing you should do is shut the water main valve to stop the water from causing any further damage. If you are not sure how to do this, a quick Google search will help you. To do that, you need to trace where the leak is coming from. It also may be wise if you invest in automatic shutoff valves or a water leak detection system, especially if you have already experienced a leak. 
  
Step 2: Check Your Insurance Policy 
  
Surveys show that there are more water damage claims filed in the US than claims for hurricanes and fires. Water damage is not uncommon, which is why many insurance companies offer limited water damage coverage. They determine this by the age of your home or how many water damage claims you have filed.   
 
Most water damage is covered when it is sudden and accidental, not ongoing for a period of time. If you have not properly maintained your home, changes are your claim will be denied. Depending on your insurance policy, depends on the type and amount of coverage you will have.  
  
Step 3: Find An Experienced Public Adjuster 
  
It is always important to have a public adjuster represent your interests and help determine if your claim is covered under your policy. Today, with all the erosion of coverage in our policies, it is more important than ever to have professional help. This is why you need a public adjuster on your side. The insurance company has insurance adjusters to represent their interests, you should have a public adjuster to represent yours. 
  
A public adjuster will evaluate the damage and review your insurance policy. If you have a covered loss, they will preserve the evidence, photograph the damage and prepare a detailed estimate of your damage to submit to your insurance company. They will communicate with your insurance company, be present for all inspections and should always communicate with you during the claim process.  
  
Are You Looking for Public Adjusters in Palm Beach County You Can Trust? 
  
At Reliant Insurance Adjusters, we have your best interests at heart. We will guide you every step of the way and will never settle your claim without your approval. While other companies may offer similar services, we guarantee to provide you with our knowledge and experience and give you the best service. We offer additional services. Give us a call to learn more about how we can help you. 
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Start Preparing Now for Hurricane Season with these Pre-Hurricane Season Tips

2/15/2022

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You may not have control over mother nature's tropical storms or hurricanes, but there are a few steps you can take now to better protect yourself and your family from future storms.
 
If you live in at-risk areas or high-velocity hurricanes zones (HVHZ), being prepared for hurricane season (June 1st to November 30th ) is a high priority.
 
Last-minute hurricane preparation can be stressful, but there are a few ways you can prepare to make it less stressful when a hurricane is headed your way.

Pre-Hurricane Season Tips

There are countless ways that you can prepare for hurricane season, and the following are just a few proactive steps you can take to begin preparing your home and family. 

Gather Important Documents

Power outages can result from hurricane-force wind damage and can keep you from being able to access important information and documents, such as the ones listed below, when you need them the most. Take some time to print and properly store important documents in plastic bags or sealed plastic containers, such as:
  • Emergency phone numbers
  • Property insurance documents
  • Property inventory list

Stock Emergency Supplies

It's also important to be sure and stock your home, car, and pet emergency supply kits. You may want to take a trip to the gas station and fill a few gallon containers with gasoline for the generator or car, should you need to evacuate.
 
Restock your pantry with non-perishable, easy-to-prepare food, water, medical supplies, and first-aid kits.
 
Don’t forget about your pet’s safety too. Restock their emergency supply kit, which may include:
  • Vaccination/medical records
  • Medication
  • Food
  • Water
  • Leashes
  • Crates/carriers/blankets

Make A Plan

Set aside some time to create a plan with your family that details nearby shelters and include the possible routes you can take to get there. You can also map out potential evacuation routes and places to stay.
 
Remember, prior to evacuating, grab your emergency supply kits and take the items you need most, such as cell phone chargers, medications, IDs, and cash. You should ensure these items are stored in an easily accessible space.
 
If you have pets, identify in advance the pet-friendly shelters or hotels that you can evacuate to, which your local animal shelter may be able to help with.

Here For You Before and After This Season's Storms

Mother nature can be very unpredictable, and it is important to be prepared for hurricane season. Whether you need a professional pre-loss inspection or if you need an inspection after the storm passes, we are here to help.
 
At Reliant Insurance Adjusters, we can help you with a variety of services to ensure you receive proper compensation for your insurance claims now and in the future. Contact us today to learn how we can help you.
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The Perks of Hiring a Public Adjuster to Represent You

2/8/2022

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What is the first thing you’ll do if you discover damaged to your property due to a water leak? Are you going to attempt to fix it yourself? If the damage is extensive, would you call a handyman to have it repaired? The responsibility is on you to stop the leak, however it is also on you to preserve the evidence of the leak and the damage is caused if you file an insurance claim.

The first thing you should do is call a public adjuster in Fort Lauderdale to inspect, document and photograph any damage.  These raw photos can be used to support your the settlement of your claim with your insurance company.

Why Hire a Public Adjuster 
  
Decodes Your Insurance Policy
Have you ever read your insurance policy?  Ironically, policyholders rarely read their policy and know what is covered or excluded.  Perhaps the only time they read it is when they need to file a property damage insurance claim. Unfortunately, the policy is confusing because it shows coverage, then excludes the coverage deeper in the policy, then replaces the coverage with different coverage.

Confusing and frustrating, but don’t worry, a public insurance adjuster will offer to “decode” the terminology in your policy to help you better understand what is covered. Understanding what is included in your policy is essential when you are filing a claim. 
  
Processes Your Claim Faster  
Anyone who has the determination can file a claim, but it is not going to be easy. The process can be time-consuming and daunting.  Most property owners give up midway to avoid the stress. You don’t have to go through the tedious intricacies of processing insurance claims. Let your public adjuster handle everything for you. 
  
Public adjusters have the knowledge, experience and skills to prepare and submit all the required documentation in a timely manner. In addition, they understand your insurance company’s language, which makes it easier to settle your claim. 
  
Works For You
Unlike insurance company adjusters who work for the insurance company, a public adjuster works for you and is your advocate to make sure you receive the property claim settlement. Everything you need to process your claim is taken care of, including inspections, phone calls, emails and documentation preparation. They are also very skilled claim negotiations with the insurance company. 
  
Are You Looking for a Public Adjuster in Fort Lauderdale?
Do you need the assistance and expertise of a public adjuster? If yes, we are here for you. We understand the amount of stress you are currently dealing with. However, adding the stress of handling your own claim will only make matters worse. If you want to increase your chances of receiving a good claim settlement, we recommend hiring a public adjuster.   
  
At Reliant Insurance Adjusters, you can trust us because we treat every property damage as if it were our own. Although many companies offer the same services as we do, we strive to give you nothing but the best service by providing our knowledge, experience and attention to detail so that you can get the highest possible settlement for your claim. 
  
We help ease your stress. Give us a call to learn more about us and what we do. 
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Why You Should Get Your Valentine Impact Windows for Valentine's Day

2/1/2022

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What better way to say “I love you” on Valentine’s Day than with impact windows!? If you’re a South Florida property owner, you may choose to get creative when it comes to protecting your home during hurricane season or saving on your energy bills throughout the summer.
 
How nice would it be not to have to put up your shutters every year or adjust your thermostat throughout the day? Think about how much time you could save and spend with your valentine or how much more you both might enjoy the comfort of your home? By installing impact windows, you address two issues at once.

3 Benefits of Impact Windows

Impact windows can provide several benefits that your valentine will be sure to love on Valentine’s Day.

#1: Reduce Your Energy Bills

Impact windows better insulate your home, which helps reduce your energy bills and keeps your HVAC system from running overtime. This translates into energy bill savings each year…what valentine wouldn’t love that? Look for their ENERGY STAR-rating and other energy-friendly features, such as low-E coatings and solar ratings to help determine which windows are ideal for your lifestyle and comfort.

#2: Increase Your Home Value

Impact windows tend to improve the value of your property, which is exponentially beneficial if you are planning to sell in the future. These installations boost property values because of their tighter insulation and ability to effortlessly help protect your property from severe weather, which can cause flying debris, which leads to benefit number three.

#3: Better Protection Against Storms & Hurricanes

​One of the biggest benefits of impact windows is that they better protect your property against storms and hurricanes, withstanding flying debris and wind. This feature alone makes them the perfect Valentine’s Day gift because they can show that you truly care about your valentine’s well-being, property, and irreplaceable belongings.

Bonus Benefit: Impact Windows Help You Avoid Filing Insurance Claims

There are several reasons why impact windows make a great Valentine’s Day gift, including their insulation properties and ability to better protect your property from storm damages. Florida property owners certainly experience their fair share of severe hurricanes and wind-born debris, which is why impact windows are a major plus for many people in the Sunshine State.
 
However, accidents happen, and properties can still get damaged given the right conditions. If you find yourself in a situation where you need to file a property insurance claim, need a public adjuster, or need any other related services, we can help.
 
At Reliant Insurance Adjusters, we treat every client’s property damage claim as if it were our own. We are dedicated to providing the professionalism, knowledge and experience needed to get you the highest possible settlement for your claim. Contact us today to learn more about how we can help you.
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Insurance Company Tricks to Avoid Paying Claims

1/25/2022

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Insurance agents, and the insurance companies they write policies for, always give you the assurance that you will be covered and continue taking your premiums. Unfortunately, it doesn’t always turn out this way. There are certain instances when a policyholder’s claim will get denied. We suggest you consult with an insurance adjuster in Boca Raton to lessen your chances of getting your claim denied. Insurance adjusters will assist you until you get a good settlement.

What Are the Usual Tactics Insurance Companies Use?

Delay
The delay tactic is when your insurance company promises to help you, but in reality, they are reluctant to provide compensation. Inevitably, this will result in endless phone calls with no results that will leave you frustrated.

Deny
Insurance companies look out for their interest and sometimes deny insurance claims. They are well aware of the complexities of the claim process, and may confuse you with certain questions, details and the technicalities of your coverage. This will only cause added stress.

Small Payout
Aside from delaying and denying your claim, another annoying tactic that insurance companies are known to do is to lowball the claim payment. Although your insurance company may acknowledge your claim, they are possibly missing damages to your property and limiting the claim settlement that you should receive.

Should You Hire a Public Adjuster?
Have you heard of a public adjuster? Public adjusters are professionals who represent you, not the insurance company.  They will make sure to provide all the necessary documentation for your claim, submit the documentation in a timely manner. Additionally, they know what evidence to preserve, how to protect your property from further damage and they will document every detail of your claim to ensure you receive a good claim settlement.

Public adjusters know how stressful it is to experience damage to your property. If you don’t hire a public adjuster, you will deal with your insurance company directly and will be responsible for submitting all the documentation in support of your claim. The insurance company may do everything they can to delay or deny your claim.

Are You Looking for an Insurance Adjuster in Boca Raton?
You don’t have to deal with insurance claims on your own. Leave that job to us, and we’ll help you get a good claim settlement. In addition, we will make sure that your insurance company is held accountable.

At Reliant Insurance Adjusters, you can trust us with to handle your claim. We treat every property damage claim as if it were our own. Although many companies offer the same services as we do, we strive to give you nothing but the best service by providing our knowledge and experience so that you can get the highest possible settlement for your claim. Give us a call to learn more about us and what we do. 
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How Our Advanced Capabilities & Services Benefit You

1/18/2022

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Not every insurance adjuster has the certifications, skills, knowledge, or technology to provide you with the best services possible. Although you may know us for our trusted public adjusting services, we offer several additional professional services for your insurance needs.
 
When you make a property damage insurance claim, documenting the damage is key and very important early in the claim. Not only is photographing and showing the damage important but having a 3D virtual tour of your property is essential.
 
In today’s technological world, what better way to present your property damage to the insurance company than with a virtual tour of your property?


Matterport 3D Camera Inspections
Conducting a Matterport 3D Camera Inspection generates a virtual experience and can be an important component to have for your insurance claim.  This top-of-the-line technology offers the ability to walk through your property with the click of a mouse.  As a Matterport Certified company, this technology amplifies our ability to provide the extreme attention to detail that we deliver with all our services.

Drone Technology
Utilizing drone technology is a great opportunity to capture the current condition of the exterior of your home, roof, or commercial building.  This is very helpful to prove the pre-loss condition of your property should you ever have an insurance claim, but also important to capture damages after a loss has occurred from a hurricane, wind and hail or fire.
 
Both pre-loss and post-loss drone inspections are important steps to documenting the condition of your property before and after a loss. Scott Scovin, one of our organization’s partners, is an FAA Licensed Drone Pilot.

Professional Services We Provide

There are several professional services we provide you with in addition to public adjusting, such as appraisal and umpire services.
 
When you disagree with the amount your insurance company paid for your property damage, many policies have an alternative and binding dispute resolution option known as Appraisal. This is a way to resolve differences that could arise between you and the insurance company.
 
When the appraisal provision of the insurance policy is invoked, the insurance company assigns their appraiser, as you will assign yours. Before meeting at the property, both appraisers must agree on a mutual umpire. The umpire that is agreed upon will assist in the resolution of your claim only if the two appraisers reach an impasse.
 
At Reliant Insurance Adjusters, we are equipped to conduct several services, including:
  • Appraisal Services
  • Umpire services
  • Pre-loss Inspections
  • Estimating Services
  • Property Damage Services
  • Public Adjuster Services​

Your Go-To Resource For Insurance Adjusting Services

Both Karen and Scott are certified appraisers and umpires with the Insurance Appraisal & Umpire Association (IAUA) and the Windstorm Insurance Network and have handled many appraisals and umpire assignments during our careers.
 
Let us be your go-to resource for all your insurance adjusting service needs. Contact us today to learn how we can best help you.


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What You Need to Know About Property Damage Claims

1/11/2022

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Property damage can turn your life upside down, especially if it’s extensive. Dealing with property damage on your own can affect you emotionally, physically, and financially. Not only will it cause you a great deal of stress, but it can also negatively impact your savings. Sadly, many people are not able to get the property claim payment from their insurance companies. If you need help dealing with property damage, the person who has your best interest is a public insurance adjuster in West Palm Beach. 

Filing a property damage claim is not a walk in the park. First, you will need the help of someone who knows the ins and outs of property damage and who can properly document your claim.  
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Property Damage Claims: How Do They Work? 
  
Prepare Proof of Property Damage 
  
You cannot expect to have your claim covered by your insurance company if you cannot support it with the evidence of damage. The first thing you should when you notice that you have property damage is to contact your public insurance adjuster and let him/her know what happened.  
 
Before talking to your insurance agent, make sure you have a public adjuster inspect your damage and review your policy to determine if you should or should not file an insurance claim. Oftentimes, property owners make the mistake of filing an insurance claim that falls below their deductible. Insurance agents do not visit your property or inspect your damage. Seeking the assistance of an experienced and knowledgeable public adjuster will help you determine if your damage is covered. 
  
Check Your Policy 
  
You certainly would not want to file a claim for damage that is not covered and then have a claim on record even though a claim payment may or may not have been made. Everything should be verified before you file an insurance claim. Imagine spending so much time working on your documents only to learn that your damage is not covered in your policy. 
  
Find a Good Public Insurance Adjuster 
  
Property damage can be overwhelming, and if you are overwhelmed and under a lot of stress, it can lead to cloudy judgment and result in either an underpaid or denied insurance claim. The best thing you can do is to hire a public adjuster who can assist you throughout the claim process. 
 
Assessing and documenting the damage is critical when you present your claim to the insurance company. You are required to submit very detailed and extensive documentation of all the damage to your property.  Sometimes damage can be missed if it is hidden. There are also timelines that you must comply with in your insurance policy for submitting certain documentation. 
 
Your most significant chance of receiving a proper claim settlement is to hire a public adjuster. Public adjusters will help you every step of the way and prepare the necessary paperwork and documents to relieve you of the stress of handling the claim on your own. 
  
Are You Looking for a Public Insurance Adjuster in West Palm Beach? 
  
If you are looking for a public adjuster you can trust, you have come to the right place. At Reliant Insurance Adjusters, we have your best interest at heart. 
  
We know the stress that comes with filing, negotiating and settling insurance claims. We will keep you updated regularly so you will never question the status of your claim. 
  
Our team has the knowledge and experience to guide you all the way and get you the highest possible settlement for your claim. Give us a call to know more about what we do.  
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RELIANT INSURANCE ADJUSTERS LLC
Karen Renée Schiffmiller Lic #P031839
Scott David Scovin Lic #P120375
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Boca Raton, FL 33434
561-288-6434
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