Why Insurance Company Estimating Software is Not the Holy Grail!

Filing an insurance claim with your insurance company can often feel like an uphill battle, and it can be exacerbated when they use estimating software that results in a far from accurate estimate.
 
Your insurer is not necessarily intentionally trying to avoid paying for damage repairs, but the insurance estimating software they use often does not provide the most accurate estimate of your damage.
 
The trouble with most insurance company estimates falling short of the correct repairs needed, is partially due to improper training on how to use the estimating software. This certainly leads to undervaluing claims, however, there are times when the insurance company’s adjuster thinks the quality of material is less than what you actually have or misses damage to your property.

Your Insurer’s Responsibility to You

Whenever you file a claim, it is your insurer’s responsibility to prepare an estimate that reflects the cost of repairs needed.

How To Get An Accurate Estimate

Once you have received their estimate, which many times is undervalued, it is surely in your best interest to hire a public adjuster who can review the estimate for detail and accuracy.  Having a professional opinion is strongly recommended and can help you get everything that you are entitled to for your insurance claim. 
 
Another challenge with insurers properly estimating your claim is that sometimes the software is better suited, or designed, for tract home repair estimates. However, not everyone lives in a tract home, so if your property is historic, custom built, or located in a high value area, hiring a public adjuster is even more important to getting the proper payout for your claim.
 
Find the Right Public Adjuster to Help You
 
Although the estimates generated by your insurers estimating software may be well organized and lengthy, there tends to be many needed repair items missing from the estimate. Getting an independent estimate from the right public adjuster is often your best chance at receiving the proper compensation for the repairs needed to your property.
 
At Reliant Insurance Adjusters, we treat every client’s property claim as if it is our own and provide the utmost attention to detail. Contact us today to learn how we can best help you with your claim.