Why Should You Hire a Public Adjuster?

No matter how strong the foundation of your property is, windstorms, fire, and floods can compromise and cause damage to your property. If you experience property damage and plan to file an insurance claim, you should hire a public adjuster in West Palm Beach or Fort Lauderdale.   

The job of a public adjuster is to assess the extent of the damage to your property, review your insurance policy and advise you of all the coverages and exclusions in the policy. Your public adjuster should thoroughly evaluate and document all the damages, prepare a detailed estimate of the damage, and assist you with filing an insurance claim. They will also meet with your insurance company for all inspections and deal directly with them to alleviate that stress from you.  

Is It Time to Hire a Public Adjuster? 

What Is a Public Adjuster? 

A professional and reputable public adjuster does not work for the insurance company but work for you the policyholder to protect your interests when you have a property damage insurance claim. They are present for all inspections with your insurance company and hold the insurance company accountable for the proper payment of your claim.   

More often than not, once you realize that filing a claim is a tedious and painstaking process, you will want to hire a public insurance adjuster. 

What Can a Public Adjuster Do for You?   

Public adjusters will assist you throughout the insurance claim process. If you feel that your insurance company underpaid your insurance claim, a public adjuster can reopen your claim and obtain the property payout for your damages.   

An experienced public adjuster can assist and negotiate water damage, hurricane, wind, fire, smoke, mold, flood damage and sinkholes. However, did you know that property losses can also lead to other losses like business income as well as additional living expenses?  Your public adjuster can evaluate and should be able to assist you with those portions of your claim.
   
Let’s admit it, insurance policies and their wording are difficult to understand especially when they include coverage, then remove the coverage, then add it back into the policy with a confusing endorsement. Let your public adjuster review the policy and explain the confusing coverage more simply.  
 
Public adjusters are well-versed in this field and speak the language. They can communicate with you to explain your policy and your rights as a policyholder and, at the same time, negotiate with your insurance company for a proper claim settlement. 

What Could Happen If You Don’t Hire a Public Adjuster?   

If you want to handle your own insurance claim, that is your right, but you should be prepared to encounter unexpected hurdles during the process. Sadly, most people who forego hiring a public adjuster are disappointed because the insurance company underpaid or denied their claim. 

The process itself is also time-consuming and will demand your time and attention, pulling you away from your family, work or business. 

The good news is you don’t have to go through it yourself. Instead, a public adjuster will guide and assist you from day one until your claim is settled. 

Are You Looking for a Public Adjuster in West Palm Beach or Fort Lauderdale You Can Trust?  
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If you need help filing an insurance claim, you don’t have to look far. At Reliant Insurance Adjusters, we have your best interest at heart and will treat your property damage as if it were our own. 

Although many companies offer the same services as we do, we strive to give you nothing but the best service by providing our knowledge, resources, and experience so that you can get the highest possible settlement for your claim. Give us a call to know more about what we do.