During the past 15 years, insurance companies have removed coverage from your insurance policy little by little, thereby eroding important coverage needed to repair your property if you have an insurance claim. Some of them have “offered” for you to buy back the coverage they removed at an additional cost in your premium. Such a nice gesture, right? Wrong! What’s happening here is that your premium continues to increase year after year for less and less coverage.
Also, if you have an insurance claim, some insurance companies make you feel that they are doing you a favor by paying anything at all on your claim! I have had clients tell me that their insurance adjuster treated them as if the money being paid on the claim was coming from their pocket instead of the insurance company. Yes, you read right and it is mind boggling to me.
You pay your insurance premiums all these years and expect to be covered when you have an insurance claim and need it the most. Unfortunately, they see it very differently. You have become a “number” in their system, and they need to keep the payout on that number as low as possible. We have also noticed that some insurance companies conveniently have blinders on when there is visible damage to property, such as mold, and leave that coverage completely undiscussed.
Unfortunately, this doesn’t just affect one policyholder, it affects every homeowner, condominium owner and building owner with not only less coverage, but rising insurance premiums and fewer insurance companies to choose from to insure your property.
With our knowledge and expertise in the industry, and being in business for over 15 years, we know exactly what is required to make sure all coverages are addressed in your insurance claim. You can rely on Reliant! Call us 561-288-6434 or contact us here for a FREE insurance policy and claim review.